Get Pre-Approved

Pre-approval is the moment house shopping stops being browsing. It costs nothing, it doesn't lock you into anything, and it turns "could we?" into a number you can shop with.

The short list

When we're ready to make it official, this is everything:

• Recent pay stubs
• Two years of W-2s (or tax returns if you're self-employed)
• Recent bank statements
• Photo ID

That's it. No credit pull happens until you tell me to run it, and the first conversation needs none of these documents at all.

What happens after you submit this form

I call you — usually within the hour. Ten minutes: where you're at, what you're hoping for, which down payment programs look likely for you, and what your realistic price range is. If you're ready, I'll send the secure application link on that call. If you're six months out, you'll leave with the exact gap to close and a plan for it.

Start your pre-approval

Step 2 of 3 · Your timeline

When are you hoping to buy?

0–3 months3–6 months6–12 monthsJust exploring

Zip code you're looking in

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Prefer to start with the paperwork? Start your secure application here — but the call is faster, and it's how you find the down payment help the portal won't mention.