Hays County market snapshot
Updated 2026-10-27 · refreshed every Monday · every number sourced
Rates this week
30-year fixed, national average
7.32%
last week: 7.4%
15-year fixed, national average
6.68%
last week: 6.71%
30-year, one year ago
6.19%
week of 2026-10-22
National average reported by Freddie Mac's Primary Mortgage Market Survey for the week of 2026-10-22. Shown for market context only — this is not a rate offer or a quote. Your rate and APR depend on your full application. Rates subject to change; on approved credit (OAC). Dustin Allan, NMLS #2044646.
What it means this week
Rates eased this week: the 30-year fixed averaged 7.32% nationally, down from 7.40% the week before, per Freddie Mac's survey. The 15-year averaged 6.68%. A year ago the 30-year sat at 6.19% — a reminder that waiting for old rates is a strategy, not a plan; buying right for your budget is the plan. Local Hays County numbers join this page with the next weekly update.
Local numbers
Local closed-sales and median-price figures land with the first Monday job and Dustin's MLS pull.
Get this as a monthly report
The month's numbers, what changed in down payment programs, and what it means for Kyle buyers. One email, first of the month.